How it works.
We size every offer on what we can see — your deposits, your time in business, your industry and state — and disclose the full cost in writing before you sign.
Tell us about your business
4-minute form. No credit pull. No documents required.
Send 4 months of bank statements
Underwriters review revenue stability, time in business, and balance trends.
Review your offers
Funded amount, total payback, term, payment cadence, and fees — all in writing.
Sign and get funded
Funds clear in 24–72 hours on most files. Same-day possible on clean smaller files.
What we ask for and why
How we price your offer
Pricing is a function of measurable factors: monthly revenue, time in business, industry, state, deposit consistency, and the existence of prior obligations. We don't publish the exact weights — they're a lender's edge — but we will always tell you the inputs that moved your specific offer.
Structure on the marketing site. Cost on the offer document.
On every page of this site we describe how each product is structured — what you receive, how repayment works, the typical term, what's collateral, how fast funds move. We do not publish factor rates, APRs, or sample payback figures, because those numbers depend on your specific file and would mislead more than help.
The actual cost lives on your offer document: the funded amount in dollars, the rate, the total payback, the full payment schedule, and any fees — all in writing, before you sign. You can decline at any point up to signature, at no cost.