Revenue-Based Advance for small business.
A revenue-based advance gives you upfront capital in exchange for a fixed share of future business deposits until a defined payback amount is reached. Payments rise and fall with revenue.
How revenue-based advance works
Underwriters review 4 months of business deposits to size an advance you can support. You receive an offer with the funded amount, payback, holdback percentage, and estimated term — all in writing. You sign, funds clear, and remittances begin automatically.
How this product is structured
Your offer document includes the full cost in dollars, the rate, the total payback, and the payment schedule, all in writing, before you sign.
To apply
- At least 4 months in business
- $10,000+ in monthly deposits
- Business bank account
- Most recent 4 months of bank statements
Who revenue-based advance fits
Revenue-based advances fit businesses with steady deposits whose monthly volume varies. The payment flexes with revenue, protecting cash flow in slower weeks. Common in restaurants, retail, and seasonal operators.